Offset mortgages link your mortgage to your savings to reduce the amount of interest charged. This can be an efficient option and is one we always consider when researching the best solution.

Paying off your mortgage early or reducing monthly payments are the main benefits of an offset mortgage, the offset mortgage can favour clients with substantial savings. 

SJT Mortgage and Financial Services is a trading name of Samantha Teasdale who are an Appointed Representative of PRIMIS Mortgage Network, a trading name of Personal Touch Financial Services Ltd. Personal Touch Financial Services Ltd is authorised and regulated by the Financial Conduct Authority.

The guidance and/or advice contained in this website is subject to UK regulatory regime and is therefore restricted to consumers based in the UK. We normally charge a fee for mortgage advice; however this will be dependent on your circumstances. Our typical fee is £399 and is payable on application.

YOUR PROPERTY MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.